70% of people over 65 will require some form of long-term care in their lifetime. Long-term care insurance helps cover costs for assisted living, nursing homes, and in-home care, ensuring your savings and assets remain intact.
Many health insurance plans and Medicare do not cover long-term care expenses, leaving families to shoulder high costs.
Covers assisted living, nursing home care, and home health services
Protects retirement savings from being drained by medical expenses
Provides financial relief for family caregivers
Allows you to age with dignity and independence
Choose care settings and providers
Receive daily or monthly payouts
Ensures your policy keeps up with rising costs
Combine long-term care and life insurance benefits